So it's come to this. During the past week, the Associated Press reported today, "Federal health officials," meaning "the Obama administration," began "urging" (i.e., "telling") counselors and navigators around the country to stop using paper applications for Obamacare coverage, "because of concerns those applications would not be processed in time." It seems that either Team Obama or AP (my money is on AP) doesn't mind risking criticism for waiting to let this news out until a weather- and sports-dominated Saturday. It's apparently okay to keep those who don't know any better, i.e., those who went to the trouble of printing a paper app on their own, in the dark.
So you shouldn't use paper. But the vastly under-reported but inarguable fact is that HealthCare.gov isn't secure; experienced IT security experts strongly warn against using it. So consumers shouldn't be going online either, meaning that there's no defensible way to apply for coverage before the end of the year. Of course, the Associated Press's Kelli Kennedy didn't tell readers that (no form of the word "security" is in her late Saturday morning story), just as she and Time Magazine's web site failed to do earlier this week (bolds are mine):